Food experts’ tips on how to make the best of your budget (2023)

With food prices rising at the fastest rate in more than a decade, Britons are trying to make their budget go further in the kitchen by buying cheaper frozen and tinned products and supermarket own-label.

Simon Roberts, the Sainsbury’s chief executive, said this week that customers were watching every penny. They are also making more trips but buying less on each visit, and monitoring the price of their shopping to avoid “till shock” when paying at the end.

With the average annual grocery bill on course to rise by almost £400 this year, there is no magic recipe for price rises of this magnitude but there are ways to reduce costs at home. Here, professional chefs, and the people who train them, offer tips on how to cook on a budget – without cutting the quality of your food.

Set a budget, plan your menu

The Conservative MP Lee Anderson caused a furore when he suggested that nutritious meals could be easily cooked for 30p a time.

Felicity Cloake, the Guardian food writer and the author of Red Sauce Brown Sauce, says it is technically possible to make a meal for as little as that – but only if you have the “luxury of time, the cashflow to buy ingredients in bulk to get the best deal, the knowhow and equipment to do so, and those you’re cooking for are so desperate that they’ll eat anything”.

Keeping costs to within a more realistic set limit is possible, though, if you plan ahead carefully. Miguel Barclay, the author of the One Pound Meals range of recipe books, says: “Sit down and plan meals for the whole week. Think of those meals as being connected rather than separate, so you can use the same ingredients in more than one dish, and make a comprehensive shopping list.”

Then, resist any urge to impulse buy. If it’s not on the list, it doesn’t go in the trolley. “There’s no room for improvising with this method,” he says. “You can’t think: ‘Oh look, that pork’s on offer, I’ll buy some,’ because if you do that, you won’t be able to stay within your budget.”

(Video) Delish Food Expert June Xie Tests Her Budget Eats Knowledge | Expensive Taste Test | Cosmopolitan

Don’t waste anything

Once you know what you’ll be eating, buy ingredients in the most “whole” form you can, otherwise you will be paying for the processing, even if that’s just trimming off leaves or cutting into pieces. Use your meal plan to ensure nothing gets wasted.

Stella West-Harling, the founder of the Independent Cookery Schools Association and the head of Feeding Devon, part of the Feeding Britain charity network, says roast chicken can make multiple meals: “Boil the chicken for about 30 minutes in a large pan before you roast it,” she says. “Add carrots, celery, and any other vegetables that need using up, to the water. When you drain it, you’ve got chicken stock.”

Use the stock for soup or gravy, or freeze it for future use. Use leftovers from the roast for a pie, risotto, stir-fry or curry. Once you get down to the bones, boil it up again for more stock, combing off the last shreds of chicken.

Food experts’ tips on how to make the best of your budget (1)

The same top-to-bottom approach should be taken with vegetables, says Holly Taylor, one of the head chefs at the Brighton restaurant, Kindling. “Using them all up means you get more value for money from the thing that you’ve paid for.”

Broccoli stalks, Taylor says, needn’t be discarded when they are delicious pickled and used as a garnish or in salads. Similarly, Taylor says, make mashed potato by baking the potatoes whole in the oven, cutting them in half and scooping out the fluffy mash, then keep the skins to make loaded potato skins for the next day.

Have an Italian week

When you pluck a recipe from a cookbook you may end up going out and buying everything on the ingredients list. “You might not use those ingredients again, so they’ll just sit in your cupboard,” says Lewis Walker, the deputy head of the Birmingham College of Food. “It’s not cost effective.”

(Video) Expert Advice On: Cutting the Food and Beverage Budget

Planning meals around the same groups of flavours, herbs and spices means you are more likely to use up ingredients. “You might say: ‘Right, we’re going to go through an Italian phase for a little while, so I’m going to use all my Italian ingredients over the next few weeks,’” Walker says. “By not diversifying too much you’re always using what you’ve got in the cupboard rather than buying in more.”

Make more from scratch

“I don’t think many people realise tomato-based pasta sauces are so cheap and simple to make, or they wouldn’t buy them,” Cloake says. “Some tins of tomatoes, maybe a clove of garlic or some soft herbs, a pinch of sugar and salt, simmered on a low flame for 30 minutes, and you’ve got something much nicer. It freezes brilliantly, so make more than you need and unearth as necessary.”

Food experts’ tips on how to make the best of your budget (2)

For comparison (at the time of writing), a 400g tin of plum tomatoes costs 28p in Tesco, while a 350g jar of Loyd Grossman tomato and basil sauce costs £1.90. Even when you take into account the cost of simmering on the hob (between 25p and 50p for an hour’s use, according to the Centre for Sustainable Energy) and the other ingredients, it can still work out cheaper to make your own.

To mop it up, homemade flatbreads and tortillas are hard to beat for value, Barclay says. “I don’t make my own bread but I do make tortillas. They are so quick, simple and cheap – one tortilla comes in at under 1p.” A 1.5kg pack of plain flour is on offer at 45p at Morrisons – with that, plus a little oil and a pinch of salt and some water, you can make 60–70 tortillas. A pack of eight Old El Paso flour tortillas costs £1.45.

Fill your oven

A considerable amount of a household’s energy bill is consumed in the kitchen – with 12% coming from cooling or freezing, 4% from cooking and typically 16% from the washing machine and dishwasher, according to the Energy Saving Trust (ETS).

To reduce energy use, Brian Horne, a senior insight and analytics consultant at ETS, says: “Let food cool down completely before putting it in the fridge, and defrost food in the fridge because this will help to keep your appliance cool. Never leave the door open unnecessarily, and keep the temperature between 3C and 5C. Defrosting freezers regularly will maintain efficiency.” If you need to replace your appliance, choose the best energy rating you can afford for longer-term savings.

(Video) "Brain Food" expert Max Lugavere

Food experts’ tips on how to make the best of your budget (3)

Induction hobs are the most energy efficient but they are not the cheapest to run. “Gas is cheaper than electricity, so gas hobs typically have the lowest running costs,” Horne says. “And an electric oven will have lower carbon dioxide emissions than a gas oven but it is more expensive to run.”

Whatever the oven type, using it efficiently is the best way to reduce costs. “In the restaurant, we have conversations in the morning about what’s going in the oven, and at what time,” Taylor says. “Basically, working out an oven timetable.”

Adopting a similar approach could save time and money. “Always fill your oven,” Cloake says. “If you’ve got it on anyway for a roast, do extra vegetables to eat throughout the week, or pop in a loaf of soda bread – super simple and minutes to put together.”

Unless you are making something delicate, switch off the oven 15 minutes before it’s done and leave it to finish cooking in the residual heat, she adds.

When reheating those dishes you made in advance, “a microwave is more cost-efficient than a conventional cooker”, Horne says, who adds that boiling water in a kettle is more efficient than a hob.

Optimise hob use, too. “I use the water I’ve had on for steaming vegetables to make gravy for the Sunday roast,” Walker says. “And you can put vegetables into the water you’re using to cook your pasta – just pay attention to the different cooking times they need.”

Kitchen essentials for budget cooks

Top of the list for Taylor is a good knife. “I know it’s chef-y but it will help you to cut down on waste and you’ll have it for life.” An ice cube tray is also handy for an unused bunch of herbs, she says. “Particularly if you live on your own. If you don’t use a whole bunch of herbs, it will sit in your fridge rotting. You can chop them up and cram them into ice cube trays with a little bit of water to use another time.”

(Video) 5 Best Food Processors to Buy in 2023 [According to Kitchen Experts]

For Barclay, the handiest tool in his kitchen is a silicone spatula. “I really use it for everything; cooking scrambled eggs, scraping the last bits of mashed potato from the pan. I even took it with me when I stayed in an Airbnb recently.”

Food experts’ tips on how to make the best of your budget (4)

It’s a bigger-ticket item, but an air fryer, which heats and cooks more quickly than a conventional oven, is good if you frequently cook small amounts of food, such as oven chips, or fish fingers, Cloake says. A good hand blender for soups is useful, as are measuring spoons, she says. “And the humble sieve. It does a better job of draining food than your average colander, sifts icing sugar and flour and also works as a steamer. I use mine for so much I have separate sieves for savoury and sweet things.”

Get organised

A recent survey by the food waste charity Wrap highlighted the presence of UFOs (unidentified frozen objects) in UK freezers, with more than a third of people saying theirs is sometimes a “total disaster”, making it extremely hard to work out the contents.

“I also try to keep an inventory of the freezer on the door, so I remember what’s in there,” Cloake says. “The same goes for the fridge; clearing it out regularly is a dispiriting job but it stops you wasting food and space, and done weekly, will save you time.”

Walker adds that the golden rule in a restaurant kitchen is to have a “first-in, first-out stock rotation, so whenever you receive a delivery, everything new goes to the back”. Take the same approach with your fridge and store cupboard to avoid forgetting ingredients you could use up in a dish.

Herbs and spices

Rather than buying in jars of mixed spices, raid your spice rack to see if you already have what you need. Garam masala, for example, needs cardamom, cloves, black peppercorns, cumin, nutmeg and cinnamon. “Mix it as a powder, or cook it off and add oil, and it will be a bit like a Patak’s paste,” West-Harling says. “And if you don’t have all the ingredients, adapt it.”

(Video) A travel expert's secrets to saving money on airport food

Food experts’ tips on how to make the best of your budget (5)

Growing your own herbs can be simple. If you have outdoor space, mint is a satisfyingly simple to grow. Use fresh leaves through the summer, and dry some for mint tea in the winter months. Jane Perrone, a journalist and the presenter of the On the Ledge podcast, says: “Perennial herbs such as rosemary and thyme need an awful lot of sunshine, so they don’t grow well indoors. But herbs like basil, coriander and parsley, providing you can give them enough light, can be grown in your kitchen.”

You can raid your spice rack and plant coriander seeds straight from the jar, and if you buy a pot of basil, you can extend its life by teasing out the seedlings and replanting in compost in a larger pot.


How do we prepare the budget for food? ›

10 Tips for Planning Meals on a Budget
  1. Make a menu. ...
  2. Plan your meals around foods that are on sale. ...
  3. Plan at least one meatless meal a week. ...
  4. Check your pantry, refrigerator and freezer. ...
  5. Enjoy grains more often. ...
  6. Avoid recipes that need a special ingredient. ...
  7. Look for seasonal recipes. ...
  8. Plan to use leftovers.
24 Nov 2020

How do you stretch a food budget? ›

How to Stretch Dollars at the Grocery Store
  1. Stretch time between supermarket visits.
  2. Plan ahead.
  3. Buy produce on sale and in season.
  4. Buy foods whole.
  5. Schedule prep work.
  6. Buy in bulk when possible.
  7. Make meat the accent.
  8. Make soup.

What foods can I make to save money? ›

More homemade foods that will save you money
  • Sloppy Joes. Skip the Manwich and make this healthier delicious homemade recipe instead!
  • 12. “ Rotisserie” Chicken. ...
  • Chicken Bouillon. Yup, you can actually make your own chicken bouillon and it's way healthier too!
  • Instant Oatmeal Packets. ...
  • Pancakes. ...
  • Cornbread.

What are 7 things you would include in your budget? ›

Your needs — about 50% of your after-tax income — should include:
  • Groceries.
  • Housing.
  • Basic utilities.
  • Transportation.
  • Insurance.
  • Minimum loan payments. Anything beyond the minimum goes into the savings and debt repayment category.
  • Child care or other expenses you need so you can work.
18 May 2022

What are 4 ways to cut down on the cost of food? ›

  1. Track your food expenses for one week. ...
  2. Get cash back on grocery purchases. ...
  3. Make a shopping list and stick to it. ...
  4. Buy non-perishable items in bulk. ...
  5. Make your own versions of prepared and processed foods. ...
  6. Pre-cook food for the week. ...
  7. Buy produce locally and in season. ...
  8. Use a meal delivery service.
19 Apr 2022

How much should 2 people spend on groceries? ›

Feeding Two Adults

Here are the USDA weekly grocery spending guidelines for households with one adult female and one adult male: Thrifty: $119.40. Low-cost: $122.90. Moderate-cost: $152.30.

How can I reduce my grocery bill in 7 Easy Steps? ›

How to reduce your grocery bills in seven easy steps
  1. Ditch hard and fast meal-planning. ...
  2. Think seasonally and support your local farms. ...
  3. Game-ify your dinner plans. ...
  4. Eat wallet- and planet-friendly pulses. ...
  5. Upcycle your leftovers. ...
  6. Cook from your countertop. ...
  7. Freeze everything (even milk and yogurt)
27 May 2022

What are the three P's for eating on a budget? ›

Know the three P's: Plan, purchase and prepare
  • Plan meals and snacks for the week around a set budget.
  • Find quick and easy recipes in the MyKitchen section of
  • Include meals that will "stretch" expensive food items (stews, casseroles, stir-fried dishes).
  • Make a grocery list.

What are 5 ways to maximize your food dollars? ›

Eating Healthy on a Budget: 5 Ways to Maximize your Money
  1. Shop locally and in season. Learn what vegetables and fruits grow during each season to buy them when they are at their most nutrient dense. ...
  2. Buy in bulk. Buying in bulk can often be daunting. ...
  3. Prep it yourself. ...
  4. Less meat, more plants. ...
  5. Plan.
5 Aug 2022

What is the 70 20 10 rule with your budget? ›

How the 70/20/10 Budget Rule Works. Following the 70/20/10 rule of budgeting, you separate your take-home pay into three buckets based on a specific percentage. Seventy percent of your income will go to monthly bills and everyday spending, 20% goes to saving and investing and 10% goes to debt repayment or donation.

Whats the 30 30 30 rule? ›

30% of your income goes to housing; 30% to necessities, such as food and utility bills; 30% to financial goals, such as paying debts or saving money; 10% goes towards wants, such as entertainment and dining out.

What is the 5 30 rule? ›

The rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must-have or must-do. The remaining half should be split up between 20% savings and debt repayment and 30% to everything else that you might want.

What's the 30 day rule with money? ›

Here's how it works: Instead of making an unplanned impulse purchase, you instead shelf that potential purchase for 30 days and deposit the money into your savings account instead. If you still want to buy that item after the 30 day period is up, go for it. Otherwise, the money stays in your savings account.

What are the 5 tips for budgeting? ›

5 smart budgeting tips for first-time savers
  • Don't ask how to budget money—ask why you want to budget. ...
  • Distinguish between short-term savings goals and long-term saving goals. ...
  • Track your spending to create a solid budget. ...
  • Separate fixed expenses from variable expenses. ...
  • Plan a monthly budget.

What are the 5 basic elements of budget? ›

Components of a budget
  • Estimated revenue. This is the money you expect your business to make from the sale of goods and services. ...
  • Fixed cost. When your business pays the same amount regularly for a particular expense, that is classified as a fixed cost. ...
  • Variable costs. ...
  • One-time expenses. ...
  • Cash flow. ...
  • Profit.

What should you not forget in a budget? ›

Just don't forget to look at your calendar when you sit down to make your monthly budget!
Easily Forgotten Monthly Expenses
  • Pest Control. ...
  • Organization Dues. ...
  • Annual Checkups and Copays. ...
  • Home Maintenance. ...
  • Special Occasions and Gifts. ...
  • Taxes.
13 Sept 2022

What is the first thing you should put in your budget? ›

At the beginning of the month, make a plan for how you will spend your money that month. Write what you think you will earn and spend. Write down what you spend.

What are the 4 main categories in a budget? ›

Budgeting 101: Personal Budget Categories
  • A list of recommended personal budget categories is a great place to start when creating a budget. Here are two ways you can get the most out of the list:
  • Housing.
  • Transportation.
  • Food.
  • Utilities.
  • Clothing.
  • Medical/Healthcare.
  • Insurance.

Should we be stocking up on food 2022? ›

Prepping is the only way to protect yourself from shortages in 2022, as well as preparing for inflation. With products already in short supply, January is the time to start stocking up before the shelves are empty.

What foods should be avoided at all costs? ›

The untouchables: 7 foods to avoid at all costs
  • Processed deli meats. ...
  • Ramen noodles. ...
  • Doughnuts. ...
  • Movie theater popcorn. ...
  • Raw oysters. ...
  • Sugar-sweetened fruit juices. ...
  • Reduced-fat peanut butter.

How do I cut my grocery bill by 90 percent? ›

10 Ways to Cut Your Grocery Bill
  1. Plan Ahead. Before you plan out your menus for the week, check the store ads to see what's on sale. ...
  2. Be Savvy with Coupons. ...
  3. Buy Generic. ...
  4. Eat Healthier. ...
  5. Buy Produce In Season. ...
  6. Don't Always Buy Fresh Produce. ...
  7. Buy "Must-Go" Foods. ...
  8. Check Unit Prices.
10 Feb 2017

What is a reasonable grocery budget? ›

For a low-cost budget for a family of four, you can plan on spending $234.10 a week or between $936.40 and $1,014 a month. Moderate-cost plan. For a moderate budget for a family of four, you would spend $291.50 a week for groceries or between $1,166 and $1,263.5 a month.

What is a reasonable weekly budget? ›

To determine a weekly allowance amount, take your discretionary spending amount each month and divide it by four. That amount will be how much you can spend each week without blowing your overall budget—while still getting to indulge in some things you want.

What should my food budget be? ›

If you're a single adult, depending on your age and sex (the USDA estimates are higher for men and lower for both women and men 71 and older), look to spend between $229 and $419 each month on groceries. For a two-adult household, the figure above will double: $458 to $838.

How can I cut my grocery bill in half? ›

How To Cut Your Grocery Bill In Half
  1. Buy from the bulk bins. ...
  2. Avoid frozen dinners. Mitchell. ...
  3. Avoid pre-cut fruits and vegetables. ...
  4. Be flexible with your ingredients. ...
  5. Buy frozen produce. ...
  6. Don't buy big name brands. ...
  7. Double check the price per unit. ...
  8. Eat more plant-based proteins.
22 Oct 2019

How can I lower my grocery bill 2022? ›

Here are 30 easy ways to go grocery shopping on a budget!
  1. Redefine dinner. ...
  2. Crunch some numbers while you shop. ...
  3. Round up your grocery cost estimates. ...
  4. Raid your pantry. ...
  5. Think before you buy in bulk. ...
  6. Know when to shop. ...
  7. Start freezing and storing meals now. ...
  8. Pay with cash.
14 Oct 2022

How do I cut my grocery bill 2022? ›

Ways to cut your grocery bill in half without coupons
  1. Stop wasting food. ...
  2. Stock your freezer with freezer meals. ...
  3. Buy generic. ...
  4. Shop on restocking days. ...
  5. Price match. ...
  6. Pay attention to 'sell by' dates on meat. ...
  7. Don't purchase household goods at the grocery store. ...
  8. Cut back on portion sizes.
5 Oct 2022

What is the 80/20 Rule food? ›

The 80/20 rule is a guide for your everyday diet—eat nutritious foods 80 percent of the time and have a serving of your favorite treat with the other 20 percent. For the “80 percent” part of the plan, focus on drinking lots of water and eating nutritious foods that include: Whole grains. Fruits and vegetables.

What is the 40 30 30 meal plan? ›

A 40/30/30 plan is one in which 40% of your daily calories come for carbohydrate sources, 30% of your daily calories come from protein sources, and, you guessed it, 30% of your daily calories come from fat sources.

What are the 5 principles in planning a menu? ›

They are:
  • Adequacy.
  • Balance.
  • Variety.
  • Moderation.
  • Nourishment.
28 Jan 2020

How can I spend 25 a week on groceries? ›

Here's what you can do to spend just $25 a week on groceries: Make a list of your favorite budget-friendly meals and eat those. Pack lunches for work or school instead of eating out. Make your grocery list and menu plan focused on the food that is on sale and what you already have in your kitchen.

How can I spend my food 100 a month? ›

  1. Limit grocery trips to twice per month. ...
  2. Eat fiber rich foods. ...
  3. Keep a coloring book on hand. ...
  4. Practice Intermittent Fasting. ...
  5. Eat everything on hand before going back to the store. ...
  6. Swap meat for eggs. ...
  7. Eat lots and lots of pasta. ...
  8. Limit consumption of sugar and pre-packaged convenience foods.
12 Aug 2020

What food items will go up the most? ›

Essential Food Items Are Significantly More Expensive Due to Inflation
  • Beef: 16% increase.
  • Chicken: 13.4% increase.
  • Eggs: 11.2% increase.
  • Rice, pasta and cornmeal: 9.3% increase.
  • Milk: 13.3% increase.
  • Butter: 12.5% increase.
  • Fresh fruits: 10.1% increase.
  • Fresh vegetables: 5.9% increase.
29 Apr 2022

What does a healthy budget look like? ›

Setting budget percentages

That rule suggests you should spend 50% of your after-tax pay on needs, 30% on wants, and 20% on savings and paying off debt. While this may work for some, it's often better to start with a more detailed categorizing of expenses to get a better handle on your spending.

How can I organize my money? ›

6 Ways to Be More Organized With Your Money
  1. Review Your Budget Monthly.
  2. Automate Your Savings.
  3. Create a Payday Routine.
  4. Separate Discretionary Spending.
  5. Organize and Automate Your Bills.
  6. Make a Plan to Manage Debt.
1 Jun 2022

Where do I start budgeting? ›

Follow the steps below as you set up your own, personalized budget:
  • Make a list of your values. Write down what matters to you and then put your values in order.
  • Set your goals.
  • Determine your income. ...
  • Determine your expenses. ...
  • Create your budget. ...
  • Pay yourself first! ...
  • Be careful with credit cards. ...
  • Check back periodically.

How much money should you have by 30? ›

A general rule of thumb is to have one times your annual income saved by age 30, three times by 40, and so on.

Whats the 30/70 rule? ›

The 70 part of the 70/30 rule refers to what you do with 70% of your net income every month. That means if you receive $6,000 per month, you would take 70% of that, or $4,200, and use that to cover all of your expenses. If you make $3,000 per month, applying the 70% rule, your budget would be $2,100.

What is the purpose of the 50 30 20 rule? ›

The 50/30/20 rule is an easy budgeting method that can help you to manage your money effectively, simply and sustainably. The basic rule of thumb is to divide your monthly after-tax income into three spending categories: 50% for needs, 30% for wants and 20% for savings or paying off debt.

What is the 50 40 rule? ›

On each day of the plan year, a defined benefit plan must benefit the lesser of: 50 employees of the employer, or. the greater of: 40 percent of all employees of the employer, or. 2 employees (or if there is only 1 employee, such employee).

What are Dave Ramsey's rules? ›

This plan has 7 baby steps that you follow to reach more financial stability and get to the point where you can start building wealth.
  • Step 1: Start an Emergency Fund. ...
  • Step 2: Focus on Debts. ...
  • Step 3: Complete Your Emergency Fund. ...
  • Step 4: Save for Retirement. ...
  • Step 5: Save for College Funds. ...
  • Step 6: Pay Off Your House.
4 Aug 2022

How much savings should I have at 50? ›

One suggestion is to have saved five or six times your annual salary by age 50 in order to retire in your mid-60s. For example, if you make $60,000 a year, that would mean having $300,000 to $360,000 in your retirement account. It's important to understand that this is a broad, ballpark, recommended figure.

What is the 72 rule of money? ›

Do you know the Rule of 72? It's an easy way to calculate just how long it's going to take for your money to double. Just take the number 72 and divide it by the interest rate you hope to earn. That number gives you the approximate number of years it will take for your investment to double.

What is the 90 10 budget rule? ›

What Is the 90/10 Strategy? Legendary investor Warren Buffett invented the “90/10" investing strategy for the investment of retirement savings. The method involves deploying 90% of one's investment capital into stock-based index funds while allocating the remaining 10% of money toward lower-risk investments.

What are 10 ways to save money? ›

Use these money-saving tips to generate ideas about the best ways to save money in your day-to-day life.
  1. Eliminate Your Debt. ...
  2. Set Savings Goals. ...
  3. Pay Yourself First. ...
  4. Stop Smoking. ...
  5. Take a "Staycation" ...
  6. Spend to Save. ...
  7. Utility Savings. ...
  8. Pack Your Lunch.

Why is it important to prepare a food budget? ›

#1 – You avoid unnecessary expenses eating out

By meal planning ahead of time, you set your expectations for the week and know exactly what you'll be cooking. This will save you from frequenting restaurants, ordering take-out, or grabbing fast food on the way home from work.

What is a good daily food budget? ›

What's a reasonable food budget? Many financial advisors and gurus recommend spending no more than 10%-15% of take-home pay on food, a figure that includes restaurant dining and takeout.

What are the 3 basics to having a budget? ›

Track your spending. Set realistic goals. Make a plan. Adjust your spending to stay on budget.

How do you budget wisely? ›

How to Manage Your Money Wisely
  1. Make a plan. Having a financial plan is about more than figuring out how much of your paycheck is left after the bills are paid. ...
  2. Save for the short term. ...
  3. Invest for the long term. ...
  4. Use credit wisely. ...
  5. Choose a reasonable rent or mortgage payment. ...
  6. Treat yourself. ...
  7. Never stop learning.


1. Food Truck Expert Shares How to Book Great Events!
2. Food Budget Expert And Food Campaigner Jack Monroe's Budget Sausage & Bean Casserole | This Morning
(This Morning)
3. Stop Drinking Expert: Lie #551 Alcohol Makes Food Taste Better
(Stop Drinking Expert)
4. Christmas party hosting and cooking tips from our food experts
5. Expert Tips for Crave-Worthy Food Photography
6. UKVI IELTS Listening Practice Test 2022 with Answers || TEST - 109
(Ielts-Practice- Test-Resources)
Top Articles
Latest Posts
Article information

Author: Terence Hammes MD

Last Updated: 01/25/2023

Views: 6045

Rating: 4.9 / 5 (69 voted)

Reviews: 84% of readers found this page helpful

Author information

Name: Terence Hammes MD

Birthday: 1992-04-11

Address: Suite 408 9446 Mercy Mews, West Roxie, CT 04904

Phone: +50312511349175

Job: Product Consulting Liaison

Hobby: Jogging, Motor sports, Nordic skating, Jigsaw puzzles, Bird watching, Nordic skating, Sculpting

Introduction: My name is Terence Hammes MD, I am a inexpensive, energetic, jolly, faithful, cheerful, proud, rich person who loves writing and wants to share my knowledge and understanding with you.